Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

In a bid to lower closing costs on home purchases, Federal Housing Finance Agency Director Bill Pulte sought to reduce the ...

Even though Fannie Mae dropped its FICO minimum, individual lenders still have the ability to set their own credit score requirements. "That being said, there may be cases where someone with a 597 ...

Millions of people could see their credit score drop, thanks to a change from one of the biggest reference agencies 'Experian ...

The updated UltraFICO score blends traditional credit information with Plaid’s transaction-level data from 12,000-plus ...

Fannie Mae's credit scoring change could open up property loans to more Americans, but experts say risks remain.

When my daughter was 18, I took her to my credit union — where she has her savings account — to take out a $500 loan so she ...

CheapInsurance.com reports that your credit score influences auto insurance rates, with significant cost variations based on ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Bill Pulte declared by tweet that homebuying costs would be lower if FICO had competition—a move that instead risks pushing credit-score prices higher.

A higher APR results in higher interest charges when you carry a balance. This increases the borrowing cost of using your ...