PayPal has wrapped a strong year, and its latest quarterly earnings underscored that. For its fourth quarter, the fintech reported adjusted earnings of $1.19 per share, beating Wall Street’s call for $1.

Shares of PayPal Holdings (PYPL) were tumbling 11% in late-day trading Tuesday, Feb. 4, despite reporting earnings that beat consensus estimates and providing guidance for the coming year that exceeded expectations.

PayPal (PYPL) stock plunged as the company reported a decline in payment transactions, despite earnings beating on both the top and bottom

Analysis of PayPal Holdings, Inc.'s Q4 performance, including revenue growth, guidance for FY 2025, and stock valuation. Click for this PYPL earnings update.

PayPal is set to report its fourth-quarter earnings on Feb. 4. The market will pay close attention to the trends in payment transaction volumes and user engagement. Signs of more profitable growth could be a catalyst for the stock to rally higher in 2025.