Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

High interest rates have made it costly to borrow money in recent years. Credit card rates have soared, reaching an average of around 23% at one point, and personal loans haven't been great either, ...

It's an exciting time to be a borrower. And all three could soon be even lower, if the Federal Reserve continues its recent rate-cut campaign, which seems inevitable for when the central bank meets ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

It’s a mixed showing for home equity rates as the Federal Reserve lowered interest rates by a quarter point, its second rate reduction in 2025. The benchmark 5-year $30,000 home equity loan fell nine ...