A look at the plusses, minuses of the 2025 Homebuyers Privacy Protection Act We all hate mortgage trigger leads — they have long been a source of controversy in the ...

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the Fair Credit Reporting ...

A long-awaited crackdown on trigger leads is on its way to President Donald Trump’s desk, but not everyone in the mortgage world is celebrating. Nestled in the bill is a provision that’s leading ...

If you’ve applied for a mortgage recently, you’ve probably also received a dozen cold calls from brokers trying to get you to apply for a mortgage with them. For the past few years, mortgage brokers ...

On September 5, President Trump signed the Homebuyers Privacy Protection Act (HPPA) into law, amending the FCRA to restrict the use of “trigger leads” in ...

The Community Home Lenders of America (CHLA) this week sent a letter to the Consumer Financial Protection Bureau (CFPB), urging action on mortgage trigger leads after an amendment to address them was ...

For borrowers, the law means fewer unsolicited calls, texts, and emails after a mortgage application, reducing confusion and potential scams. For lenders, especially nonbank and broker channels, it ...

Almost as soon as Bryan Dyke filled out a mortgage application in mid-May, he was inundated with solicitations from lenders. “Within 15 to 20 minutes, I started getting calls,” he says. Dyke was a ...

So you’ve just pressed the submit button on your mortgage application, and next thing you know you get a call from someone claiming to work with the lender. There was a glitch in the application, they ...

The credit bureau says mortgage lenders that pivot to predictive analytics first will own the market.