Recent guidance from the CFPB calls on courts to overturn laws in 15 states which prohibit including medical debt on consumer ...

On the heels of the Consumer Financial Protection Bureau’s (CFPB) interpretive rule issued last week explaining that the Fair Credit Reporting ...

One line on a credit report can make or break a borrower’s financial future-and millions may now be discovering just how quickly that line can turn against them. In late October 2025, a sweeping class ...

Wayne Johnson, who oversaw student loans during Trump's first term, is launching a lawsuit challenging the administration's ...

NEW YORK (AP) — The Trump administration is moving to overrule any state laws that may protect consumers’ credit reports from ...

A federal credit reporting law generally takes precedence over state measures barring medical debt and other items on ...

The Trump Administration is seeking to nullify state laws that protect consumers from having medical debt appear on their ...

The Trump administration has issued an interpretive rule that undermines state laws forbidding the inclusion of medical debt ...

President Donald Trump’s administration is about to ruin a lot of people’s credit. A new interpretative rule set published ...

The CFPB has issued an interpretive rule that says the federal Fair Credit Reporting Act (FCRA) preempts states from regulating broad areas of ...

Nationwide, about 100 million people have some form of health care debt, with millions burdened by $10,000 or more in unpaid ...

The Consumer Financial Protection Bureau released a notice Oct. 28 clarifying that the Fair Credit Reporting Act preempts state laws on credit reporting, including those regarding medical debt.