Q3 2025 Earnings Call Transcript October 30, 2025 Operator: Good day, ladies, and gentlemen. Thank you for standing by.

In 2023, the average retiree age 65 or older spent just over $5,000 per month. The largest portion of that went toward ...

When I started budgeting, I quickly realized that cutting back on certain monthly expenses was essential to making the plan ...

First” rule says that you must have sufficient income to cover your must-pay living expenses before you do any discretionary spending. Find out if it’s right for you.

Once you have a clear picture of your total income, it’s time to list all your monthly expenses by breaking them down into ...