The Chase Freedom Unlimited starts with a rich welcome offer, but its useful bonus categories and flexible rewards make it a winner among cash-back cards.

For avid travelers, the Chase Sapphire Reserve can be a good deal — despite its $795 annual fee — thanks to its rich rewards and valuable perks. Less frequent travelers won't benefit as much.

Chase Ultimate Rewards® points earned on this card are worth 1.25 cents each when redeemed for travel booked through Chase. Using points this way, or transferring them to travel partners, is key ...